Medical Plan
The medical plan helps you pay for covered medical care and protects you from the financial impact of catastrophic expenses.
Highlights
Options
Each year, you qualify for one of two plans (determined by your and your spouse's, if applicable, completion of the Wellness Assessment and Wellness points). Both plans work the same way, however, your out-of-pocket costs are lower with the Active healthcare plan.
Your options include:
  • Medical Plan
    • Active healthcare plan
    • Passive healthcare plan
  • Waive coverage
Cost Per Pay
Paid for primarily by Honda; you will share in the cost of coverage for your eligible spouse or same gender domestic partner (SGDP) enrolled under primary coverage through Honda (if he or she has access to coverage through his or her employer)
Who Is Covered
Eligible associates and their eligible dependents
Coverage Begins
First day of the month following your date of hire, if you are eligible for coverage
About this Benefit
The medical plan is administered by Aetna and includes a local network of screened healthcare providers, called the Aetna Choice POS II network.
  • You can receive care from in-network or out-of-network providers
  • Your share of the cost will generally be lower if you use network providers
Plan Features
  • Annual Health Fund. Honda contributes dollars to your Annual Health Fund (based on the plan you qualify for and your coverage category) to help offset your out-of-pocket health care costs
  • Annual Deductible. After you have used your full Health Fund amount, you must satisfy the annual deductible
  • Coinsurance. Once you have met the deductible, both you and Honda share the cost of your eligible medical expenses
  • Out-of-Pocket Maximum. When you reach the Out-of-Pocket Maximum, Honda pays 100% of any eligible medical expenses for the remainder of the calendar year
Coverage Ends
Last day of month your Honda employment ends or eligibility ends
Administered by
Aetna, Inc.
Medical Plan Tools and Resources
Aetna Navigator
Aetna Navigator is your one-stop source for medical and dental information. By logging in to www.aetna.com, you can register and receive personalized information about plan payments, and send inquiries to Aetna Member Services, 24 hours a day, 7 days a week.
These are just a few of the things you can do with the click of a mouse:
  • Locate medical and dental network providers and specialists
  • Check your health fund account balance
  • Estimate cost of care
  • View the status of your medical and dental claims
  • Check your pre-tax spending account balance
  • Receive personalized reminders to obtain preventive care screenings